* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: Arial, Helvetica, sans-serif;
}

body {
  color: #0f1c3f;
  line-height: 1.6;
}

.container {
  width: 90%;
  max-width: 1100px;
  margin: auto;
}

.hero {
  background: linear-gradient(135deg, #0a1b4f, #1b3fa3);
  color: #ffffff;
  padding: 80px 0;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
}

.hero h1 {
  font-size: 48px;
  letter-spacing: 2px;
}

.hero h2 {
  font-size: 28px;
  color: #ffd54f;
  margin: 15px 0;
}

.subtitle {
  font-size: 18px;
  margin-bottom: 30px;
}

.hero-image img {
  max-width: 100%;
}

.btn-primary {
  display: inline-block;
  background: #ffd54f;
  color: #0a1b4f;
  padding: 15px 30px;
  font-weight: bold;
  text-decoration: none;
  border-radius: 6px;
}

.section {
  padding: 70px 0;
}

.light {
  background: #ffffff;
}

.dark {
  background: #f2f5ff;
}

.section h3 {
  font-size: 30px;
  margin-bottom: 20px;
}

.checklist {
  list-style: none;
}

.checklist li {
  margin-bottom: 12px;
  padding-left: 25px;
  position: relative;
}

.checklist li::before {
  content: "✔";
  color: #1b3fa3;
  position: absolute;
  left: 0;
}

.grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
}

.columns {
  columns: 2;
  list-style: disc;
  padding-left: 20px;
}

.cta {
  background: linear-gradient(135deg, #1b3fa3, #0a1b4f);
  color: #ffffff;
  text-align: center;
}

.cta .btn-primary {
  margin-top: 20px;
}

.small {
  font-size: 13px;
  margin-top: 15px;
}

footer {
  background: #0a1b4f;
  color: #ffffff;
  text-align: center;
  padding: 30px 0;
}

footer a {
  color: #ffd54f;
  text-decoration: none;
}

@media (max-width: 768px) {
  .hero-grid {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .columns {
    columns: 1;
  }
}